Are you thinking of changing your home? Do you need a few tips before buying a house? You have come to the right place! In this article you will find the tips to buy a home that you need.
At Prestige Maple Heights we will be happy to do so. Our real estate experts will accompany you throughout the purchase process. This way you can have greater security regarding the characteristics of the properties and access a wider offer.
Size does matter
The first thing you have to do before buying a house is to be clear about your needs. Your home is where you and your family live together. That is why it is important that it is comfortable and, if the family grows or hopes to do so, it should be considered when buying a new house.
You must make a list with what you want your new house to have: how many floors, number of rooms, bathrooms, and concept of open or closed space. Depending on your needs, rethink the size of your house. For a family of four, the ideal size could be between 80 and 100 square meters.
If you are a large family, one piece of advice for buying a house is to consider purchasing a property with a garage or a storage room, a place where you can store things that are not frequently used. Also, if you can afford it, try to have a large terrace, garden or a swimming pool. This will facilitate environments where you and your family can have a fun time outdoors, especially if you live with children.
Consider the budget
Another reason why you might want to move house is the rising cost of rent, for example. Before buying a house you should keep in mind how much money you want and can spend. You have to know what capital you have.
In the event that you are going to request a mortgage, remember that banks usually finance 80% of the value of the property, so you must have at least the remaining 20% insured. But be very careful! The bank grants the mortgage based on the real value, not the one agreed with the seller. So check that the agreed price is not above the market value.
Keep in mind that in many of the Autonomous Communities there are tax discounts, for example for very large families. There are cities like Madrid, where a regional deduction is applied for the birth or adoption of children in the IRPF (Income Tax on Individuals), depending on the number of births. If that is not the option for you, you can look for institutions that offer financing or credit.
Once you have a home purchased don’t forget to book move-in home cleaning with Ezi Home.
